Premium 96-Month Auto Financing

Discover the ultimate in extended financing with 8 full years of flexibility. Revolutionary rate buy-down technology lets you reduce your interest up to 3 percentage points. This is auto financing, elevated.

96
Month Terms
8
Years Total
-3%
Max Reduction
$14K
Avg. Savings

Intelligent Rate Buy-Down

Experience mortgage-style rate reduction for your auto loan. Calculate your potential savings over 96 months.

$50,000
8.5%

Choose Your Rate Strategy

0 Points
$0 Upfront
Standard
1 Point
$500 Upfront
-1.0% Rate
2 Points
$1,000 Upfront
-2.0% Rate
3 Points
$1,500 Upfront
-3.0% Rate
Final Rate
8.5%
Monthly
$775
Savings
$0

Premium Financing Benefits

Eight years of strategic advantages for your automotive investment

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96-Month Excellence

Eight years of predictable, manageable payments. Maximum flexibility to allocate capital where you need it most while maintaining your automotive investment.

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Elite Buy-Down System

Industry-leading mortgage-style point reduction. Invest upfront to slash your interest rate and realize significant long-term savings over 96 months.

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Rapid Decisions

Cutting-edge underwriting delivers approvals in 24 hours. Pre-qualification in minutes gives you negotiating power at the dealership.

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Enterprise Programs

Tailored solutions for businesses, government fleets, and institutional buyers. Custom terms designed for large-scale procurement needs.

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Complete Transparency

Zero hidden charges, no prepayment penalties. Every cost disclosed upfront. Pay off early without penalty if your situation changes.

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Premium Digital Suite

Advanced online platform for complete account control. Payments, statements, documents, and support available 24/7 from any device.

Featured Loan Scenarios

Discover how 96-month terms with strategic buy-down maximize value

Executive Sedan

Personal
Purchase Price
$58,500
Down Payment
$8,500
Loan Amount
$50,000
Base Rate
9.2%
Buy-Down Cost
$1,500 (3pts)
Final Rate
6.2%
Monthly Payment
$727
Total Savings
$14,280

Commercial Truck Fleet

Commercial
Vehicle Price
$78,000
Down Payment
$13,000
Loan Amount
$65,000
Base Rate
8.7%
Buy-Down Cost
$1,300 (2pts)
Final Rate
6.7%
Monthly Payment
$975
Total Savings
$11,640

Premium SUV

Personal
Vehicle Price
$68,900
Down Payment
$10,900
Loan Amount
$58,000
Base Rate
9.5%
Buy-Down Cost
$1,740 (3pts)
Final Rate
6.5%
Monthly Payment
$838
Total Savings
$16,920

Government Fleet (12 Units)

Commercial
Total Price
$360,000
Down Payment
$60,000
Loan Amount
$300,000
Base Rate
8.2%
Buy-Down Cost
$9,000 (3pts)
Final Rate
5.2%
Monthly Payment
$4,142
Total Savings
$78,480

Client Testimonials

Real stories from clients who chose extended excellence

Professional with luxury vehicle

"The 96-month option was transformative for my business cash flow. The buy-down feature gave me a rate lower than my previous 5-year loan. Absolutely brilliant financing."

Robert Caldwell

Robert Caldwell

CEO, Tech Solutions Inc.

Happy customer

"I was amazed by the flexibility. Eight years gives us room to grow our family without financial stress. The rate buy-down saved us over $16,000 in interest!"

Amanda Foster

Amanda Foster

Project Manager, Newark

Satisfied business owner

"Premium service from application to approval. The digital platform is exceptional, and the extended terms perfectly align with our fleet replacement cycles."

Thomas Rivera

Thomas Rivera

Fleet Director, Wilmington

Let's Talk Financing

Ready to experience premium 96-month financing? Connect with our team

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Corporate Office

3750 Excellence Plaza
Wilmington, DE 19805

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Phone

Office: (302) 555-9696
Toll Free: 1-877-96MONTH

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Email

Main: contact@96months.com
Support: service@96months.com

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Business Hours

Monday - Friday: 7:00 AM - 9:00 PM
Saturday: 8:00 AM - 7:00 PM
Sunday: 10:00 AM - 5:00 PM